Restore Capital
SUITABLE FOR RETAIL, HOSPITALITY & SERVICE BUSINESSES

Merchant Cash Advance

A merchant cash advance, also known as a business cash advance, is a flexible way to borrow money based on your business’s future card sales. Rather than fixed monthly payments, you repay a percentage of your daily card transactions — you only make your repayment when you get paid.

Repayments adjust in line with business performance, which makes it a good fit for businesses with variable, seasonal or card-driven income.

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Approval rate
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Renewal rate
Barista serving a customer at a busy cafe counter
THE DETAILS

Advance size & term length

Advance size
Matched to your business
Based on your card sales and trading history.
Sweep repayments
1% – 24%
The share of daily card sales collected as repayment.
Repayment term
Up to 12 months
Estimated time to repay in full.
Fixed fee
3% – 37%
Depending on your business profile.
ARE YOU ELIGIBLE

Minimum criteria

Tap the first one that applies to your business.

You meet all the minimum criteria — you could be approved within 24 hours.

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Merchant Cash Advance Enquiry

Tell us about your business and its card sales. The information you provide is used only to arrange funding for you and is held in the strictest confidence.

Decisions within 24 hours
Shared only with approved partners
No obligation, confidential